Optima Home/Beds

A bedroom-rated home insurance policy for homeowners and tenants

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Optima Home/Beds – up to £500,000

For homeowners and tenants, bedroom-rated insurance for up to £500,000 sum insured buildings insurance plus a range of contents cover options

Who's it for?
  • Homeowners needing buildings insurance for properties with a sum insured up to £500,000
  • Tenants and homeowners seeking cover options to insure their possessions, in or out of the property
Features and benefits
  • For contents insurance sum insured up to £80,000
  • For properties that need to be sum insured up to £500,000
  • If the building has become inhabitable then we’ll pay up to two years rent the tenant would have been responsible for paying or would have received
  • Policyholders’ legal responsibilities – up to £2million
  • Up to 40% of the total contents cover amount for valuables in the home
  • We’ll provide cover for contents taken away from the home up to 20% of the maximum claim limit for contents

Terms, conditions and exclusions apply to this product. Full details are shown in the Policy Wording and Policy Summary documents.

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Features and benefits

Contents insurance up to £80,000

For contents insurance sum insured up to £80,000

Buildings insurance up to £500,000

For properties that need to be sum insured up to £500,000

Rent and alternative accommodation

If the building has become inhabitable then we’ll pay up to two years rent the tenant would have been responsible for paying or would have received

Literature and stationery

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