Optima Landlord

Landlords' insurance for one or a small number of non-commercial properties

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Optima Landlord

A bespoke policy: Landlords’ buildings insurance with the option to include contents cover – ideal for individuals with one property to let, or small portfolios of tenanted property (one policy per property).

Who is it for?

This is a sum insured Landlords’ policy for small portfolios of let property; it is also suitable for Landlords with one property.

Features and benefits
  • Buildings insurance is mandatory with a limit of indemnity set at £1million
  • Optional buildings cover extension available for accidental damage/breakage and up to £5,000 cover for theft/damage caused by tenants
  • Property owners liability is included with a limit of £2m
  • Contents cover available on a sum insured basis for between £5,000 and £30,000
  • Optional contents cover extension available for accidental damage and up to £5,000 cover for theft/damage caused by tenants
  • Option to include a voluntary excess against all sections of cover
  • Cover is suitable for properties let to professionals, retired people and friends and family of the landlord.

 

Terms, conditions and exclusions apply to this product. Full details are shown in the Policy Wording and Policy Summary documents below.

How to trade

This product is digitally traded. See which software houses this product is available on, here. 

Features and benefits

Mandatory Buildings insurance and Contents cover up to £30,000

Buildings insurance is mandatory with a limit of indemnity set at £1million, Contents cover available for sums of £5,000 to £30,000.

Accidental Damage

Option to extend buildings and/ or contents sections to include accidental damage cover and up to £5,000 cover for theft/damage caused by tenants

Property owners liability

Property owners liability is included with a limit of £2m

Literature and stationery

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