Optima Property Owners

Combined cover for landlords with commercial and residential properties

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Optima Property Owners

A package policy – for landlords who need cover for residential and / or commercial properties, or both types of property on the same policy.

Minimum premium + IPT
£100 .00
Features and benefits
  • A wide range of automatic cover including Legionellosis under Public Liability and theft or malicious damage by a tenant or lessee under Property
  • Vacancy automatically covered for up to 90 days for residential property and up to 30 days for all other types of property.
  • Cover extension options including Landlord’s Contents, Terrorism, Loss of Rent, Alternative Accommodation, Directors’ and Officers’ Liability and Landlord’s Legal Guard
  • Automatic loss of rent receivable and alternative accommodation up to 20% of the buildings sum insured for up to 36 months where no loss of rent or alternative accommodation cover has otherwise been selected (applicable only to buildings or portions of buildings occupied as a private residence)

Terms, conditions and exclusions apply to this product. Full details are shown in the Policy Wording and Policy Summary documents.

How to trade

This product is digitally traded. See which software houses this product is available on. Also available through the Ageas Extranet

Please contact your Commercial SME Open Market Team if you’d like to discuss our manually traded options.

Features and benefits

A wide range of automatic cover

Including Legionellosis under Public Liability and theft or malicious damage by a tenant or lessee under Property

Vacancy automatically covered

For up to 90 days for residential property and up to 30 days for all other types of property

Cover extension options

Including Landlord’s Contents, Terrorism, Loss of Rent, Alternative Accommodation, Directors’ and Officers’ Liability and Landlord’s Legal Guard

Literature and stationery

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