Optima Property Owners

Combined cover for landlords with commercial and residential properties

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Optima Property Owners

A package policy – for landlords who need cover for residential and / or commercial properties, or both types of property on the same policy.

Minimum premium + IPT
£100 .00
Features and benefits
  • As standard, we include Legionellosis under Public Liability, and theft or malicious damage by a tenant or lessee.
  • Landlord’s Contents, Terrorism, Directors’ and Officers’ Liability, Alternative Accommodation, Loss of Rent, and Landlord’s Legal Guard.
  • Up to 20% buildings sum insured for up to 36 months, where no loss of rent or alternative accommodation cover has been selected (applies to buildings or portions of buildings occupied as a private residence).
  • Up to 90 days for residential property / up to 30 days for commercial property.

Terms, conditions and exclusions apply to this product. Full details are shown in the Policy Wording and Policy Summary documents.

How to trade

For risk with 5 premises or less and a maximum building sum insured of no more than £3M, these are traded online via these software houses and through the Ageas Extranet

For other risks, please contact your Regional Trading Teams. 

Features and benefits

A wide range of automatic cover

Including Legionellosis under Public Liability and theft or malicious damage by a tenant or lessee under Property

Vacancy automatically covered

For up to 90 days for residential property and up to 30 days for all other types of property

Cover extension options

Including Landlord’s Contents, Terrorism, Loss of Rent, Alternative Accommodation, Directors’ and Officers’ Liability and Landlord’s Legal Guard

Literature and stationery

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