£40
.00
Optima Trade and Professional
Options that complement Public and Products Liability, ideal for people working away from home and/or operating from a business premises.
Features and benefits
- Up to 10 persons working in the business (up to 15 at renewal), and for manual trades we’ll allow another six clerical workers free of charge
- Cover extension options include Employers’ Liability, Tools All Risks, Stock in Transit, Contractors All Risks, Personal Accident, Legal Expenses, Business Contents, Stock and Business Interruption
- A 24-hour legal advice helpline for help on legal matters affecting the business
- A wide range of automatic covers across all sections including Treatment Risk for eligible trades, the use of bona-fide subcontractors (up to 25% of the annual turnover of the business) and, if Employer’s Liability cover is selected, temporary employees for up to 50 days.
- Up to 25% No Claims Discount
Terms, conditions and exclusions apply to this product. Full details are shown in the Policy Wording and Policy Summary documents.
How to trade
This product is traded online via these software houses and through the Ageas Extranet
Features and benefits
Up to 10 persons covered
As standard, we’ll cover up to 10 people in the business (up to 15 at renewal), and we’ll add another six clerical workers free of charge for manual trades. Plus, Treatment Risk for eligible trades, the use of bona-fide subcontractors (up to 25% of annual turnover) and, with Employer’s Liability cover in place, temporary employees for up to 50 days.
Cover extension options
Employers’ Liability, Tools All Risks, Stock in Transit, Contractors All Risks, Personal Accident, Business Contents, Stock / Business Interruption, Legal Expenses
Business support
Including up to 25% No Claims Discount.
