Optima Trade and Professional

The essential, flexible cover for tradespeople and professionals

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Optima Trade and Professional

Offering optional cover on top of Public and Products Liability, ideal for people working away from home and/or operating from a business premises. More than 500 trades available.

Minimum premium (for certain trades) + IPT
£35 .00
Features and benefits
  • Up to 10 persons working in the business (up to 15 at renewal), and for manual trades we’ll allow another six clerical workers free of charge
  • Cover extension options include Employers’ Liability, Tools All Risks, Stock in Transit, Contractors All Risks, Personal Accident, Legal Expenses, Business Contents, Stock and Business Interruption
  • A legal advice helpline that’s accessible 24 hours a day, 365 days a year for help on legal matters affecting the business
  • A wide range of automatic covers across all sections including Treatment Risk for eligible trades, the use of bona-fide subcontractors (up to 25% of the annual turnover of the business) and, if Employer’s Liability cover is selected, temporary employees for up to 50 days.
  • Up to 25% No Claims Discount
  • Facility for instalments on premiums over £200

Terms, conditions and exclusions apply to this product. Full details are shown in the Policy Wording and Policy Summary documents.

How to trade

This product is digitally traded. See which software houses this product is available on. Also available through the Ageas Extranet

Features and benefits

Up to 10 persons covered

Up to 10 persons working in the business (up to 15 at renewal), and for manual trades we’ll allow another six clerical workers free of charge

Cover extension options

Employers’ Liability, Tools All Risks, Stock in Transit, Contractors All Risks, Personal Accident, Legal Expenses, Business Contents, Stock and Business Interruption

Business support

A legal advice helpline that’s accessible 24 hours a day, 365 days a year for help on legal matters affecting the business

Literature and stationery

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