Ageas Private Car is a standard risk car insurance policy. It offers Comprehensive cover for the standard perils of accidental damage, malicious damage, fire and theft. Some other items are also included, for example cover for windscreen damage, replacement locks and driving abroad. No Claims Discount (NCD) can be used and earned on Ageas Private Car, with the option to protect NCD if certain criteria are met.
Customers under 85 driving private vehicles.
- Peril-focused pricing that closely reflects each customer’s individual situation
- Green Parts Promise – our approved repairer network aims to use appropriate reconditioned parts
- Easy-to-read documentation
- Third party property legal costs and cover up to a single claim of £20m
- Loss/theft of keys and lock replacement up to £750
- Approved repairers guarantee period for as long as the vehicle is owned
- Optional No Claims protection
- Personal belongings limit £150
- Maximum vehicle value of £75k
- Up to 90 days overseas cover
- Courtesy car while repairs are made
- Cover for common-law-spouse
- Cover for personal business use (Class 1) for common-law-spouse.
- Cover for 18-month UK residency
- Wider age bracket for ‘any driver cover’, customers between 30 and 85
- Under 21 excess and inexperienced driver excess of £250
- Age 21-24 excess only £150
Terms, conditions and exclusions apply. Full details are shown in the Policy Wording and Policy Summary documents.
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Features and benefits
We look at customers’ situations more closely
Our approved repairer network will try to use appropriate reconditioned parts
Keeping things clear for your customers