House Guard Prestige

Home insurance offering contents cover up to £150,000

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House Guard Prestige – buildings and contents insurance

A home insurance policy offering up to £1million buildings insured cover and contents insurance of up to £150,000

Who's it for?
  • Contents cover up to £150,000
  • Properties with a buildings sum insured value of up to £1million
Features and benefits
  • For contents insurance sum insured up to £150,000
  • For properties that need to be sum insured up to £1million
  • If the building has become inhabitable then we’ll pay for the rent or alternative accommodation up to 20% of the maximum claim limit
  • Fine art - 20% of the maximum claim limit for contents
  • House Guard Prestige offers £2million property owner’s liability cover to all policyholders
  • Higher risk cover: we’ll cover named higher risks within the home up to 33% of the maximum claim amount
  • Unspecified personal belongings worldwide cover of up to £5,000 with the option to extend this cover further
  • Up to £2,500 cover for parents or grandparents’ contents in a nursing or residential care home (£1,000 maximum limit for any one item)
  • £500 hole in one golf cover
  • £400 shopping in transit cover
  • £1,000 cover for the loss of non-recoverable downloaded electronic data

Terms, conditions and exclusions apply to this product. Full details are shown in the Policy Wording and Policy Summary documents.

How to trade

This product is digitally traded. See which software houses this product is available on.

Features and benefits

Contents insurance up to £150,000

For contents insurance sum insured up to £150,000

Buildings insurance up to £1million

If the building has become inhabitable then we’ll pay for the rent or alternative accommodation up to 20% of the maximum claim limit

Rent and alternative accommodation

If the building has become inhabitable then we’ll pay for the rent or alternative accommodation up to 20% of the maximum claim limit

Literature and stationery

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