House Guard Prestige

• Contents cover up to £150,000
• Properties with a buildings sum insured value of up to £1million

• For contents insurance sum insured up to £150,000
• For properties that need to be sum insured up to £1million
• If the building has become inhabitable then we’ll pay for the rent or alternative accommodation up to 20% of the maximum claim limit
• Fine art - 20% of the maximum claim limit for contents
• House Guard Prestige offers £2million property owner’s liability cover to all policyholders
• Higher risk cover: we’ll cover named higher risks within the home up to 33% of the maximum claim amount
• Unspecified personal belongings worldwide cover of up to £5,000 with the option to extend this cover further
• Up to £2,500 cover for parents or grandparents’ contents in a nursing or residential care home (£1,000 maximum limit for any one item)
• £500 hole in one golf cover
• £400 shopping in transit cover
• £1,000 cover for the loss of non-recoverable downloaded electronic data

Terms, conditions and exclusions apply to this product. Full details are shown in the Policy Wording and Policy Summary documents.

This product is traded online via these software houses 

* Please note that from Tuesday 1 October 2024, new business quotations will no longer be available on SSP, Applied, TGSL and Open GI but mid-term adjustments, renewals and cancellations can still be made. Find out more information here.