Optima Classic Car

Classic car insurance for enthusiasts who also have full use of an everyday car

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Optima Classic Car Insurance

For over-25s driving collectible vehicles, valued between £1,000 and £150,000, up to 7,500 miles per year. Premiums reduce for lower mileages and if overnight garaging, and the policyholder must have the full use of an everyday car.

Minimum premium + IPT
£56 .50
Who's it for?
  • Drivers over 25 years old
  • Drivers who have the use of an everyday car as well
  • Enthusiasts who own a collectible car
Features and benefits
  • Agreed value - Simple to arrange. Broker's or owners club valuation acceptable, subject to our agreement. Downloadable agreed value request form available
  • Toolbox and tool cover - Recognising classic cars may need to be repaired on the move, toolbox and tools will be covered while in or on the classic car.
  • Restoration / repair - Insurance extends to provide cover on commercial premises whilst being restored or repaired if not covered by garage's own insurance
  • Comprehensive or Accidental Damage, Fire and Theft (Laid Up) cover
  • Cover for non-competitive club events
  • 90 days EU cover a year
  • Vehicle acceptability based on collectability (using ABI vehicle codes) not an arbitrary vehicle age cut-off

Terms, conditions and exclusions apply to this product. Full details are shown in the Policy Wording and Policy Summary documents.

How to trade

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Features and benefits

Agreed value

Simple to arrange. Broker's or owners club valuation acceptable, subject to our agreement. Downloadable agreed value request form available

Toolbox and tool cover

Recognising classic cars may need to be repaired on the move, toolbox and tools will be covered while in or on the classic car.

Restoration / repair

Insurance extends to provide cover on commercial premises whilst being restored or repaired if not covered by garage's own insurance

Literature and stationery

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