Van Guard

Affordable van insurance trucks and vans of up to 3.5 tonnes GVW.

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Ageas Van Guard - for vehicles up to 3.5 tonnes GVW

An affordable policy for drivers using trucks and vans of up to 3.5 tonnes GVW for commercial or private use.

Minimum premium + IPT (Fully Comp)
£125 .00
Who's it for?
  • Business owners covering vans up to 3.5 tonnes GVW, and private users who want Social Domestic and Pleasure cover
  • Drivers who need comprehensive cover for vans valued up to £40,000 or third party, fire and theft cover for vans valued up to £7,500
  • Drivers between 21 and 74 years of age
  • Van drivers who need Carriage of Own Goods cover, or Carriage of Goods for Hire and Reward
Features and benefits
  • Up to £2million cover for damage to third party property
  • After an accident, a comprehensive Van Guard policy provides a temporary replacement vehicle for up to seven consecutive days while the insured’s vehicle is being repaired
  • As long as the vehicle is under 12 months old and was first registered as new in the policyholder's name, we’ll provide a new vehicle replacement in the event of total loss
  • Up to nine years No Claims Discount, and a protected bonus that’s available if the insured has four years or more No Claims Discount
  • We’ll provide up to £500 cover for replacement locks (subject to £100 excess), and up to £100 for personal belongings, excluding tools
  • We’ll provide 90 days cover as shown on the Schedule within the EU (Social Domestic and Pleasure use only)
  • Three-year guarantee on all repairs carried out by an approved repairer

Terms, conditions and exclusions apply to this product. Full details are shown in the Policy Wording and Policy Summary documents.

How to trade

This product is traded online via these software houses.

For CDL users, please use Ageas Commercial Vehicle for drivers using trucks and vans of up to 3.5 tonnes GVW for commercial or private use.

Ageas Van Guard remains available on CDL for courier business.

Features and benefits

Third party cover up to £2 million

Up to £2 million cover for damage to third party property

90 days cover for Social, Domestic and Pleasure use in the EU

Extended cover for 90 days Social Domestic and Pleasure use in the EU, with the option to upgrade (contact us for more details)

Cover for replacement locks

Up to £500 cover if replacement locks are needed

Literature and stationery

Van Guard Target Market Statement Jun 23

Target Market Statement

Van Guard, Policy, Jun 23

Policy Wording

Van Guard Comprehensive IPID

Insurance Product Information Document (ipid)

Van Guard Third Party Fire and Theft IPID

Insurance Product Information Document (IPID)

Guides & Toolkits

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