New House Guard

A new home for your Household customers

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House Guard – buildings and contents insurance

Our flagship, affordable house insurance policy. 

Who's it for?
  • Properties needing a buildings sum insured up to £1.5million
Features and benefits
  • Bedroom rated Buildings Cover now up to £1m (or up to £1.5m on a sums insured basis)
  • Bedroom rated Contents Cover now up to £100k (or up to £150k on a sums insured basis)
  • If the building has become inhabitable then we’ll pay for the rent or alternative accommodation up to 20% of the sum insured
  • Building repairs are guaranteed for a period of one year
  • Contents in the open cover up to £2,000
  • Single item limit in the open up to £500
  • Single item of business equipment cover up to £2,500
  • Fatal injury cover up to £10,000
  • We’ll provide a £5,000 increase in the maximum claim limit for contents at family weddings, civil partnership ceremonies, birthdays and religious festivals

Terms, conditions and exclusions apply to this product. Full details are shown in the Policy Wording and Policy Summary documents.

How to trade

This product is traded online via these software houses 

Features and benefits

Bedroom rated Contents cover up to £100k

Or up to £150k on a sums insured basis.

Bedroom rated Buildings cover up to £1million

Or up to £1.5m on a sum insured basis.

Rent and alternative accommodation

If the building has become inhabitable then we’ll pay for the rent or alternative accommodation up to 20% of the sum insured.

Literature and stationery

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