A new home for your Household customers
Find out moreWe think you’ll like the range of changes we’re bringing in for the all-new Ageas House Guard policy – a product that your customers already know and love.
We’re adding more features. We’re making it easier to choose a comprehensive, flexible policy and – behind the scenes – we’re making other changes that will make a difference, too. Things like collecting more granular details, which means we can offer more precise premiums.
The new Ageas House Guard will replace our existing suite of household cover options. Any other existing products will soon stop accepting new business but, as you’d expect, we will carry on accepting mid-term adjustments. Shortly after House Guard is available through your software house, we’ll start to auto-migrate your renewing Ageas household customers – to make things easier for you, too.
Getting started with Ageas Household
If you’re not familiar with Ageas House Guard, you’ll find full details of the cover and benefit details here. But if you know a little bit about our household policies already, you’ll recognise these improvements:
- A new, peril-rated approach to our premiums. That means more precise pricing, and that should make us even more competitive for your customers.
- Availability via our Insurer Hosted Pricing hub – the latest prices in real-time, which means accurate and competitive rates with no system delays for updates.
- An even wider underwriting footprint that covers more property types and customers - such as listed buildings, holiday homes, customers with a CCJ or an IVA perhaps. Check the full range of options here.
- Plus bedroom rated Buildings Cover up to £1m (or up to £1.5m on a sums insured basis) and bedroom rated Contents Cover up to £100k (or up to £150k on a sums insured basis).
Increased limits mean wider appeal
We’ve also increased the limits on a number of options within the policy.
Buildings
- Lock & Key Replacement increased from £1000 to the buildings sum insured
- Cover for being forced to leave the home increased from £500 to 20% of buildings sum insured
Contents
- Limit for contents in the open increased from £1,500 to £2,000
Single item limit in the open increased from £300 to £500 - Limit for a single item of business equipment increased from £2k to £2,500
- Limit for fatal injury increased from £5,000 to £10,000
Plus, we’ve added cover for contents in storage for theft, fire or lightening.
Make the switch for renewing customers today
There’ll be four commission variants for you to choose from: three gross commissions (15%, 20%, 25%). You’ll need to activate the commission level you’d prefer, so please take care when selecting one of our schemes. You may need to contact our underwriting support team on the details below.
We have also introduced a new variant to accommodate ‘net’ of commission rating. If this is something you are keen to explore with us please contact your Account Manager, or the Ageas Broker Connect Team.
We want House Guard to be your go-to product for all household customers – try us and see!
Want to ask a question?
The crew is here to help you. Contact our underwriting support team via householdadmin@ageas.co.uk or call us on 0345 122 3288 (option 2) and ask about the new Ageas House Guard.
How to access the new Ageas House Guard
Currently this product is only traded via CDL and Acturis. It will be available on other software houses in the coming months, and we’ll be sure to email you once you can access it.
Click on your software house provider to the latest update of when Ageas House Guard schemes will be available to you.
Product | Acturis Product Code | Acturis Screen Name |
House Guard 15 | AILG01 | House Guard 15 |
House Guard 20 | AILG02 | House Guard 20 |
House Guard 25 | AILG03 | House Guard 25 |
From Monday 24 February 2020, our House Guard should automatically appear on your panel.
If you experience any problems, please contact the Acturis Helpdesk by phone 0345 606 3316 or email them on support@acturis.com.
Product | CDL Product Code | CDL Screen Name |
House Guard 15 | JG | Ageas – NEW HG 15 |
House Guard 20 | HC | Ageas – NEW HG 20 |
House Guard 25 | J7 | Ageas – NEW HG 25 |
House Guard Net | M3 | Ageas – NEW HG NET |
Gallagher | JL | Ageas – NEW HG GAL |
Swinton Essentials | QG | Ageas – NEW ESSENTI |
Swinton Classic | OX | Ageas – NEW CLASSI |
Swinton Premier | OZ | Ageas – NEW PREMIE |
We’ll be launching this product on OPEN GI in the near future. We’ll let you know when it’s ready. In the meantime, please carry on offering our existing Household products.
We’ll be launching this product on OPEN GI in the near future. We’ll let you know when it’s ready. In the meantime, please carry on offering our existing Household products.
We’ll be launching this product on SSP in the near future. We’ll let you know when it’s ready. In the meantime, please carry on offering our existing Household products.
We’ll be launching this product on SSP in the near future. We’ll let you know when it’s ready. In the meantime, please carry on offering our existing Household products.
We’ll be launching this product on TGSL in the near future. We’ll let you know when it’s ready. In the meantime, please carry on offering our existing Household products.